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Spanish Banks’ NPLs Fall Below 4% With Santander & Cajamar Leading the Ranking

The entities with the lowest levels of NPLs are Abanca, Ibercaja and Bankinter, whilst those with the highest levels include Santander and Cajamar, according to A&M.

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The non-performing loan (NPL) ratio has continued its downward trend of recent years to fall below 4%, thanks to a decrease in doubtful loans, according to the consulting firm Alvarez & Marsal in its fifteenth edition of the report The Pulse of Spain’s banks.

The study, which analyses the evolution of the ten main Spanish banks in terms of growth, liquidity, efficiency, risk, profitability and solvency throughout the year 2021, indicates that the main Spanish financial entities maintained a downward trend in terms of doubtful loans last year with the lowest figures recorded for five years.

Read the full article in Spanish.

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