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Ibercaja Launches a Fixed-Rate Mortgage with an APR of 1.73%, the Second Lowest in the Market

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Ibercaja has launched a fixed-rate mortgage with an APR (annual percentage rate) of 1.73%, the second lowest in the market. The financial product is for mortgages starting at €150,000 with a maximum repayment period of 20 years, according to Cinco Días.

In order to benefit from this loan, the company’s only requirement is that the borrower(s) receive payroll deposits of at least €2,500 per month. The mortgage does not carry any opening or cancellation fees the account and financing can be provided for up to 80% of the appraisal value of the home.


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